{{alert.type}} {{alert.type}} {{alert.type}}

Apply for a Triangle Mastercard®

Triangle Mastercard®

OMX-IMG-01 image alt text

No Annual Fee

4%

back in CT Money at participating retailers**

5

back per litre in CT Money on all fuel types at Gas+1 and participating Husky stations

No-fee, no-interest financing*

on qualifying purchases of $150 or more at participating retailers**

Redeem CT Money at participating retailers**

Collect CT Money everywhere else you shop

Triangle World Elite Mastercard®

OMz img 1 image alt text

No Annual Fee

Minimum (individual) income of $80,000.

3%2

back in CT Money on purchases at grocery stores (on the first $12,000 per year; excludes Costco and Walmart)

4%

back in CT Money at participating retailers**

7

back per litre in CT Money on premium fuel, and 5₵ per litre in CT Money on all other fuel types at Gas+1 and participating Husky stations

No-fee, no-interest financing*

on qualifying purchases of $150 or more at participating retailers**

OMz img 5 image alt text

Redeem CT Money at participating retailers**

OMz img 6 image alt text

Collect CT Money everywhere else you shop

OMz img 7 image alt text

Triangle World Elite Mastercard® Roadside Assistance® Gold Plan included3

OMz img 8 image alt text

Included Features and Benefits

  • Purchase Security6
  • Extended Warranty Protection6

OMz img 9 image alt text

24/7 Concierge Services5

OMz img 10 image alt text

Enhanced Customer Service (priority queuing)

Please note that the Triangle World Elite Mastercard® can impose higher card acceptance costs on merchants.

**At Canadian Tire, Sport Chek, Atmosphere, and Mark’s/L’Équipeur and participating Sports Experts stores. In-store only at Hockey Experts, Sports Rousseau and L'Entrepôt du Hockey.

The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. Triangle Mastercard®, Triangle™ World Mastercard® and Triangle World Elite Mastercard® are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Not all items sold at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Mark’s/L’Equipeur and Sports Experts are eligible to earn CT Money or to be redeemed for. Available in-store only at Sports Experts, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey. Certain Sports Experts stores or rental shops may not participate. Not available at out-of-store events. Conditions apply. Visit triangle.com for full program rules and Partner location information. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase at Canadian Tire, Sport Chek, Atmosphere, Mark’s and Sports Experts.

1 CT Money is collected on the number of whole litres of fuel purchased when you show your Triangle card, mobile App or key fob and pay with cash or debit. Rate subject to change and could vary by location, see local gas bar for details. Not all Gas+ locations have premium fuel. Must go inside kiosk to collect rewards with App or key fob.

2 3% earn rate applies to the first $12,000 in annual spend at grocery stores with Mastercard merchant code 5411. Excludes purchases at Walmart, Walmart Superstore and Costco. After that, your earn rate will be 1%. For examples of qualifying grocery merchants, visit triangle.com/merchants. Annual spend is based on a calendar year of January 1 - December 31.

3 Benefit must be activated. Roadside Assistance is brought to you by Canadian Tire Services Limited. Visit here for details.

5 Concierge Services are services only, not insurance benefits. These services are provided by Assurant Services Canada Inc. (ASCI). Details are provided in the Statement of Services included in the Triangle World Elite Mastercard welcome kit.

6 Purchase Security, Extended Warranty and Car Rental Collision/Loss Damage Waiver Insurance are insurance coverages underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy CTB0418, issued by ABIC to Canadian Tire Bank. Details of the coverage, including definitions, benefits, limitations and exclusions, are outlined in the Certificate of Insurance included in the Triangle World Elite Mastercard welcome kit. ABIC, ASCI, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®.

*Financing available is “Equal payments, no interest” for 24 months (unless otherwise stated) and is only available on request, on approved credit and on purchases of $150 (unless otherwise stated) or more (Gift Cards excluded) made with your Triangle credit card at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts. Interest does not accrue during the period of the plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. There is no administration fee charged for entering into a special payments plan. Each month during an equal payments plan you are required to pay in full by the due date that month’s equal payments plan instalment. Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate. Offer subject to change without notice.

Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle Mastercard and the Triangle World Elite Mastercard is 21.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Balances under $10 are due in full. For accounts opened prior to June 13, 2019 the rate of 5% will start at 2% and increase by 0.5% each August 1st until it reaches 5%. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard and the Triangle World Elite Mastercard do not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are:

If your average balance is:$100 $500$1,000$2,000
Total monthly credit card charges will be: $1.64$8.22$16.43$32.86


HUSKY, Husky House, myHusky.ca, myHusky Rewards are trade-marks owned or used under licence by Husky Oil Marketing Company, a Division of Husky Oil Operations Limited.

® Assurant is a registered trademark of Assurant, Inc

®/™ Unless otherwise noted, all trademarks are owned by Canadian Tire Corporation, Limited and are used under licence.

®/™ FGL Sports Ltd.

®/™ Mark’s/L’Equipeur are registered trademarks of Mark’s Work Wearhouse Ltd.

Apple, the Apple Logo and iPhone are trademarks of Apple Inc.

Android, Google Pay and the Google Logo are trademarks of Google LLC.

®/™ Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark, of Mastercard International Incorporated.
{{landingPageCtrl.card.altText}}

Let’s get started!

maple leaf

You must be a Canadian resident

ID icon

You must be at least the age of majority in the province where you reside

check mark

You must be currently employed or retired

You must be currently employed or retired and have a minimum personal income of $80,000.

Cost of Credit Disclosure for Credit Card Applications

Accrual of Interest:
Interest accrues daily on each charge from the date of the transaction giving rise to the particular charge.

For residents of Quebec:
The credit rates are the annual interest rates specified in the chart above.

Information effective as of March 27, 2020.

Customer Service Department

In Canada: 1-800-459-6415
Outside Canada (collect): 905-735-7256

The Triangle Mastercard® is issued by Canadian Tire Bank ("CTB”) pursuant to a licence by Mastercard® International. If approved, your card will be sent to you no later than six (6) weeks after application.

The Triangle World Elite Mastercard® is issued by Canadian Tire Bank ("CTB”) pursuant to a licence by Mastercard® International. If approved, your card will be sent to you no later than six (6) weeks after application.

The Gas Advantage® Mastercard® is issued by Canadian Tire Bank ("CTB") pursuant to a licence by Mastercard International. If approved, your card will be sent to you no later than 7-10 days after application.

The Cash Advantage® Mastercard® is issued by Canadian Tire Bank ("CTB") pursuant to a licence by Mastercard International. If approved, your card will be sent to you no later than 7-10 days after application.

Address for CTB:
P.O. Box 2000,
Welland, Ontario L3B 5S3
Fax: 1-888-728-5822

{{costCreditCtrl.cardType}} {{costCreditCtrl.cardType == 'OMX'}}

Print or Download PDF version of disclosure. Print or Download PDF version of disclosure. Print or Download PDF version of disclosure. Print or Download PDF version of disclosure.

Please note that the Triangle World Elite Mastercard® can impose higher card acceptance costs on merchants.

Contact Information

* Required Fields

What’s your number?

By providing us with your mobile phone number, your chances of instant approval increase and you can add your card to your digital wallet right away!

Phone Number is a required field. Phone Number must consist of 10 digits

What's your email address?

Once your application is approved, we’ll email you. By providing your email address, you’re saying we can keep you updated on your card application.

Please enter an email address Your email must be a properly formatted email address. Please enter a valid email address

eStatements

Access, track and store your statements online. eStatements are a faster more convenient way to manage your credit card account while helping to protect the environment. You’ll be notified instantly when your statement is ready so you don’t have to wait for mail delivery. You can change your statement preferences at anytime by logging in to your online account.

eStatements Terms & Conditions

eStatements Terms & Conditions
1. You can continue to access your account details through ctfs.com and telephone banking.
2. It usually takes 1 business day for your request to be processed so, depending on your statement date, you may receive one more paper statement in the mail before your electronic statement is processed.
3. If you currently receive a paper statement in the mail, it will no longer be mailed to you. As well, notices of change to the information provided in your initial disclosure statement and notices of any amendments to your cardmember agreement, will, in most cases, be sent to you electronically rather than by mail. These notices will appear either as a message on your monthly statement or you will receive notification by email that such notice is available if you log in to Your Online Account.
4. You will receive email notifications indicating your statement is available. This email notification may also include some information pertaining to your account such as minimum payment and due date. If you are to receive a notice separate from your statement we will send you an email notification that such notice is available. You will be required to log in to your Online Account to view your electronic statement or any separately provided notices. Email notification will be sent to the email address that you have provided to us. If your email address changes (or you have provided an incorrect address) you are responsible for providing us with the updated email address. You may update your email address by logging in to you Online Account and selecting Manage Email Preferences from Settings.
5. Documents that are provided electronically will be retained and made available to you in My Online Account for 7 years. You are responsible for retaining a copy of any such documents. You can cancel your enrolment and switch back to paper statements and notices of change at any time via My Online Account by selecting “Statement Preferences” from the Card Settings or by calling us toll-free at 1-800-459-6415. However, it's very important that you save or print any electronic documents in your My Online Account prior to cancellation as you will no longer have access to them online once the cancellation has been processed.
6. Canadian Tire Bank is not liable for any technical issues related to your computer that prevent you from accessing your electronic statement or any notice or other document posted to Your Online Account or receiving any email notification from us.
7. If there are supplementary cardholders on this account for which you have given access, you understand that all supplementary cardholders will have access to past information on this account, including information on the primary cardholder and other supplementary cardholders.
8. If a transaction has been processed to your account in error, you must call us at 1-800- 459-6415 within 90 days of the date that the transaction was posted to your account.
9. Electronic statements, notices and other documents will be in PDF format allowing you to easily print them or save them to your own computer. Adobe Reader is required to view electronic statements. Most versions of Adobe Reader are available at no cost.
10. If your account falls into arrears by 3 statement periods or more, you will instead receive statements, notices and other documents in paper format. Once your account is brought up-to-date you will then be able to enrol for electronic documents again.
By selecting the tick box you agree to the terms above and confirm that you now wish to receive your monthly credit card statements, notices of any change to the information provided in your initial disclosure statement and notices of any amendments to your cardmember agreement electronically. If you do not wish to proceed, select the cancel button.
For more information regarding our privacy policies and how we collect, use and disclose your personal information, please visit our Privacy and Security page.

Effective as of 04/26/2018

Stay in the loop with offers and promotions

Make the most of your credit card by receiving offers. Check the box below to let us know you don't want to miss out!

Get a $5 CT Money® bonus when you sign up for offers.

Did someone assist you in starting this application?

Store Number

If you have been given a Store Number, enter it here:

Store Number is required

Associate ID

If you have been given an Associate ID, enter it here:

Associate ID is required

Promo Code (if applicable)

If you have a promo code, enter the information here:

Please enter a valid promo code

Personal Information

* Required Fields

Hey, we have some ways to help make filling out this application easier. Just choose one.

Capture your information simply by taking a photo of your ID.

Don’t forget to make sure the personal information on your ID is up to date and correct before choosing this method of entry!

You can use any of the following Canadian-issued IDs to help fill out your application:

Driver’s licence issued in Canada

How does it work?

We scan your driver’s licence for security/fraud detection, to automatically and accurately capture specific information required to complete a credit card application. This includes your name, address, date of birth.

Capture your information simply by taking a photo of your ID.

Take a clear photo of the front of your ID then proceed to take a photo of the back.

Make sure you follow these key tips while capturing your photos:

  • Avoid glare
  • Use a dark, plain background
  • Do not use flash
  • Use natural light where possible

Let’s take a selfie!

Thank you for submitting your photo ID. To further confirm your identity and prevent fraud, we would like you to take a selfie. This isn’t mandatory, but it will help us verify who you are and help with your chances of approval. We only use the selfie to confirm your identity and do not keep it on your file permanently.

Let’s take a selfie!

You’ll need to take two selfies: one up close and one from further back. You’ll see a frame so you can center each selfie.
It’ll change to GREEN when everything is centered correctly. If not, it’ll stay RED until corrected.
If you need to retake either of your selfies, you’ll have to start again from the beginning.

  • Center your face within the frame
  • Use a plain background where possible
  • Do not use flash
  • Use natural light where possible
  • Tap the screen when ready to take the photo

Whoops it looks like this option isn't available right now.

Please choose another way to enter your information.

All done!

Looks like everything worked out. When you return to the application you’ll find the information we were able to complete for you.

Tooltip
For better chance of approval, please ensure you use your legal given name.
Tooltip
Providing your Social Insurance Number allows us to more efficiently process your financial information.
Invalid SIN

Residential Information

* Required Fields

  1. Start typing a Canadian address in the box provided. Suggested addresses appear as you type.
  2. Select your address from the list of suggestions. For some addresses, you may also be prompted to select an appropriate unit number. The properly formatted address including the postal code will display.

If you do not see your address in the list of suggestions, continue entering your complete address, including city and province, to display more suggestions.

If you’re still having difficulty, you can enter your mailing address another way.

{{addressCtrl.input.afUnitNum}}-{{addressCtrl.input.afAddressLine1}}
{{addressCtrl.input.afAddressLine2}}
{{addressCtrl.input.afCity}}, {{addressCtrl.input.afProvince.i18n}}
{{addressCtrl.input.afPostal}}

Please note that the properly formatted address including the postal code is currently displayed.

Edit

Tooltip
Enter the amount of your monthly mortgage or rent payment.
  1. Start typing a Canadian address in the box provided. Suggested addresses appear as you type.
  2. Select your address from the list of suggestions. For some addresses, you may also be prompted to select an appropriate unit number. The properly formatted address including the postal code will display.

If you do not see your address in the list of suggestions, continue entering your complete address, including city and province, to display more suggestions.

If you're still having difficulty, you can enter your mailing address another way.

{{addressCtrl.input.afPrevUnitNum}}-{{addressCtrl.input.afPrevAddressLine1}}
{{addressCtrl.input.afPrevAddressLine2}}
{{addressCtrl.input.afPrevCity}}, {{addressCtrl.input.afPrevProvince.i18n}}
{{addressCtrl.input.afPrevPostal}}

Please note that the properly formatted address including the postal code is currently displayed.

Edit

Triangle Rewards™

If you are approved for the credit card that you are applying for, your Triangle Rewards™ Account will be linked to your new Triangle™ Mastercard.

You can find your Rewards number on the card/key fob or in your online account profile. If left blank, a Triangle Rewards™ Account number will be assigned to you.

636574

Financial Information

* Required Fields

Supplementary Credit Card

Sign up for a supplementary credit card

Rewards icon

Earn rewards faster

Family icon

Easy for your family to use

Family icon

All household transactions under one account

Supplementary Cardmember Terms and Conditions

By requesting a supplementary cardmember be added to my account:
- I confirm that I have received the supplementary cardmember’s permission prior to submitting this request and that the supplementary cardmember is 16 years of age or older;
- I confirm that the supplementary cardmember consents to your collection, disclosure and use of their personal information for the purpose of their use of the account;
- as the primary cardmember, I am solely liable for all charges on my account, including charges made through the use of any supplementary cards;
- I acknowledge that any supplementary cardmember on my account may view, obtain or be provided with information about the account, including their own transactions, account balance, available credit, account status, payment details and loyalty balance, if applicable;
- I can restrict the access or authority available to a supplementary cardmember; and
- supplementary cardmembers do not need to have any established credit of their own.

Supplementary credit card holder

  1. Start typing a Canadian address in the box provided. Suggested addresses appear as you type.
  2. Select your address from the list of suggestions. For some addresses, you may also be prompted to select an appropriate unit number. The properly formatted address including the postal code will display.

If you do not see your address in the list of suggestions, continue entering your complete address, including city and province, to display more suggestions.

If you're still having difficulty, you can enter your mailing address another way.

{{suppCardCtrl.input.scUnitNum}}-{{suppCardCtrl.input.scAddressLine1}}
{{suppCardCtrl.input.scAddressLine2}}
{{suppCardCtrl.input.scCity}}, {{suppCardCtrl.input.scProvince.i18n}}
{{suppCardCtrl.input.scPostal}}

Please note that the properly formatted address including the postal code is currently displayed.

Edit

Credit Protector® Insurance

(available for cardmembers age 18 to under 76)

Help when you need it most

This optional group creditor balance insurance on your Canadian Tire Bank issued credit card can help pay your outstanding credit card balance or make monthly payments, up to the policy maximum of $20,000, when you and your family may need it most.


Credit Protector® Insurance can:

  • Pay a monthly benefit of up to 5% of the outstanding balance (not including Special Payment Plans) as of the statement date coinciding with or immediately before the date of loss on a Canadian Tire Bank issued credit card subject to a monthly maximum of $1,000 and a maximum benefit payment of $20,000 should you lose your job through no fault of your own or become totally disabled*;

  • Pay the outstanding balance on your Canadian Tire Bank issued credit card if you pass away, suffer a dismemberment, or are diagnosed with a terminal illness*, to a maximum of $20,000.

    This coverage also provides benefits for your spouse, except in the province of Quebec.


Credit Protector Insurance costs $1.10 per $100‡ of your average daily balance (less the outstanding amount of any Special Payment Plan) in any month with an average daily balance of $10 or more. For example, if your average daily balance is $350, you would pay just $3.85 plus applicable taxes. At age 80, the premium rate reduces to $0.59 per $100‡ of the average daily balance, less any the outstanding amount of any Special Payment Plan.

Enrolment

Enrolment in Credit Protector Insurance is voluntary and can be cancelled at any time. If you cancel within the first 45 days of issuance of the Certificate of Insurance, you will receive a full refund of premiums paid. If you enrol in Credit Protector Insurance, your coverage is effective upon enrolment. You will receive a welcome package to confirm your enrolment. It contains a Certificate of Insurance (Quebec residents also receive a copy of the Credit Protector Summary and Fact Sheet) and the complete details of the coverage such as definitions, benefits, limitations, restrictions and exclusions and information on how to cancel or make a claim.

There exist other insurance products on the market that may include coverage similar to those offered by Credit Protector Insurance. You may want to verify whether or not you already have insurance that provides similar coverage.

CREDIT PROTECTOR® INSURANCE SUMMARY OF COVERAGE AND DECLARATIONS
You must read and scroll to the end of the information box before you can accept and proceed.

Please agree to the Summary of Coverage and Terms and Conditions below to continue enrolment.

CREDIT PROTECTOR® INSURANCE SUMMARY OF COVERAGE

IMPORTANT INSURANCE INFORMATION:
This summary provides a description of the insurance coverages and other important information concerning the Credit Protector group creditor insurance program. The Total Disability (excluding Quebec), Life, Terminal Illness, Dismemberment, Accidental Death and Accidental Dismemberment insurance coverages are underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and the Involuntary Unemployment and Total Disability (Quebec only) insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries and affiliates carry on business in Canada under the name of Assurant. The Primary Cardmember (person whose name the account for a Canadian Tire Bank issued credit card has been opened) will receive, within 30 days of the insurance coming into force, a Certificate of Insurance including full details of coverage, such as definitions, benefits, limitations, restrictions and exclusions, if the Primary Cardmember elects to purchase the insurance and meets the eligibility requirements indicated below. Read the Certificate of Insurance carefully for full details upon receipt and store in a safe place with your other valuable documents. The Primary Cardmember is free to cancel the insurance coverage at any time. See the Termination/Cancellation/Modification of Coverage section below for details with regard to cancellation and termination provisions. Premium rates are subject to change. Your coverage is effective as of the date you enrol in Credit Protector.

PREMIUM:
Premiums are calculated as $1.10 per $100 of the average daily balance on the Canadian Tire Bank issued credit card (less the outstanding amount of any Special Payment Plans), plus applicable taxes. For example, if your average daily balance is $350 you would pay just $3.85, plus applicable taxes. No insurance premium will be charged in any month where the average daily balance on the Canadian Tire Bank issued credit card is less than $10. At age 80, the premium rate reduces to $0.59 per $100 of the average daily balance (less the outstanding amount of any Special Payment Plan), plus applicable taxes.

ELIGIBILITY FOR ALL COVERAGES:
To be eligible for Credit Protector insurance coverages the Primary Cardmember must be an individual, at least 18 years of age and less than 76 years of age at the time of enrolment, indebted under the Canadian Tire Bank issued credit card to which the premium for Credit Protector is billed.

BENEFITS FOR TOTAL DISABILITY AND INVOLUNTARY LOSS OF EMPLOYMENT COVERAGES:
Coverage for Total Disability (excluding Quebec) is provided under Group Master Policy number 960913L-1. Coverage for Total Disability (Quebec only) and Involuntary Unemployment is provided under Group Master Policy number 960913-1. If the Primary Cardmember becomes totally disabled, or involuntarily unemployed, these insurance coverages could pay a monthly benefit of 5% of the Primary Cardmember’s Canadian Tire Bank issued credit card’s outstanding balance, as of the statement date coinciding with or immediately before the date of total disability or involuntary unemployment, subject to a monthly maximum of $1,000 and a maximum benefit payment of $20,000 on the Canadian Tire Bank issued credit card to which the premium for Credit Protector is billed. Special Payment Plans are not included in the benefit payments. The Primary Cardmember must be working for salary or wages for at least 25 hours per week for a single employer, not including temporary or contract employment, at the date of loss. The Primary Cardmember is eligible for benefits after 30 consecutive days of total disability or involuntary loss of employment. Benefits are payable as of the 31st day and are based on the Primary Cardmember’s Canadian Tire Bank issued credit card’s outstanding balance as of the statement date coinciding with or immediately before the date of total disability or involuntary loss of employment. Total Disability benefits are payable only if the Primary Cardmember is continuously totally disabled, is unable to perform all of the regular duties of his or her employment and is under the regular care and treatment of a qualified medical doctor, and satisfactory proof has been provided by the doctor to the insurer. Restrictions for loss of employment coverage include: conviction for an offence under the Criminal Code (Canada), loss of temporary, contract or part-time employment (less than 25 hours per week), loss of self-employment unless due to a creditor-initiated bankruptcy evidenced by a court order, or end of normal seasonal employment. Charges to the Canadian Tire Bank issued credit card made after the date of loss will not be covered unless the Primary Cardmember remains insured, returns to work for more than 30 consecutive days, and is subsequently totally disabled or involuntarily unemployed under the terms of the Group Master Policy.

BENEFITS FOR LIFE AND DISMEMBERMENT COVERAGE:
*Quebec: A spouse cannot be covered under the certificate of insurance if the primary cardmember enrolls in the province of Quebec. Coverage is provided under Group Master Policy number 960913L-1. The Life and Dismemberment benefits, which will be paid only once, extend to the Primary Cardmember (and the Primary Cardmember’s spouse*) under the age of 80. Upon receipt of proof of death or dismemberment, as defined in the Group Master Policy, these coverages could pay the outstanding balance of the Canadian Tire Bank issued credit card as at the date of death or dismemberment, subject to a maximum benefit payment of $20,000 on the Canadian Tire Bank issued credit card to which the premium for Credit Protector is billed. Excluded from life insurance coverage is self-inflicted injury or suicide if committed within 6 months from the effective date of insurance coverage. The Life and Dismemberment coverage changes to Accidental Death and Accidental Dismemberment coverage at age 80 and continues as long as the Primary Cardmember (and the Primary Cardmember’s spouse*) are covered by the Group Master Policy. Accidental death or accidental dismemberment must be directly caused by an accident, not from any natural causes. If the death of the Primary Cardmember and the Primary Cardmember’s spouse* occur simultaneously, only one benefit will be paid.

BENEFITS FOR TERMINAL ILLNESS COVERAGE:
*Quebec: A spouse cannot be covered under the certificate of insurance if the primary cardmember enrolls in the province of Quebec.

Insurance coverage is provided under Group Master Policy number 960913L-1. The Terminal Illness benefit, which will be paid only once, extends to the Primary Cardmember (and the Primary Cardmember’s spouse*) and receipt of proof of terminal illness with a life expectancy of less than 12 months from the time of diagnosis, as defined in the Group Master Policy, could pay the outstanding balance of the Canadian Tire Bank issued credit card as at the date of diagnosis, subject to a maximum benefit payment of $20,000 on the Canadian Tire Bank issued credit card to which the premium for Credit Protector is billed. Excluded from insurance coverage is any diagnosis of a terminal illness that occurs within the first 6 months from the effective date of insurance coverage resulting from a medical condition which the Primary Cardmember (or Primary Cardmember’s spouse*) had symptoms or received medical treatment during the 6 months immediately before the effective date. The Terminal Illness coverage continues as long as the Primary Cardmember (and the Primary Cardmember’s spouse*) is covered by the Group Master Policy. In the event of simultaneous terminal illness of both the Primary Cardmember and the Primary Cardmember’s spouse*, only one benefit will be paid.

CLAIM PROCEDURES:
In order to file a claim, contact the insurer by telephone at 1-800-480-1853, or by writing to Assurant, P.O. Box 7000, Kingston, Ontario, K7L 5V3, and a claim form will be sent. This form is to be filed with the insurer within 90 days from the date of loss, except for life insurance claims.

TERMINATION/CANCELLATION/MODIFICATION OF COVERAGE:
The Primary Cardmember may cancel this insurance coverage at any time by contacting Canadian Tire Bank in writing or by calling 1-800-459-6415. If the Primary Cardmember cancels within forty-five (45) days of issuance of the Certificate of Insurance, the insurer will credit the entire premium paid to the Primary Cardmember’s Canadian Tire Bank issued credit card statement; however, if the Primary Cardmember terminates the Canadian Tire Bank issued credit card prior to the date of termination of insurance coverage, the Primary Cardmember will receive a refund by cheque. Coverage will automatically terminate upon the earliest of the following: the date the Primary Cardmember requests cancellation; the date on which monthly payments on the Canadian Tire Bank issued credit card are more than 90 days past due (coverage is automatically reinstated on the statement date following the date when the Canadian Tire Bank issued credit card is once again in good standing); the date on which the Primary Cardmember’s Canadian Tire Bank issued credit card is cancelled; the date on which a life, terminal illness or accidental death claim benefit is paid; the date of death of the Primary Cardmember; and upon termination of one or more of the Group Master Policies if 30 days’ notice of such termination is given to the Primary Cardmember.

CONTACTING INSURER/INTEREST OF CREDITOR:
Please contact the insurers as directed above for further information or clarification regarding the insurance coverage. Canadian Tire Bank has a financial interest in the sale of this insurance.

If you enrolled in Credit Protector Insurance, you agreed that:
  • You applied for Credit Protector Insurance;
  • You acknowledge the information you provided is complete and true;
  • You understand concealment, misrepresentation or false declaration concerning your Canadian Tire Bank credit card application could cause your coverage to be void;
  • You have been given the opportunity to read the Credit Protector Summary of Insurance Coverage, and if you are a resident of Quebec, the Credit Protector Summary and Fact Sheet and agree to be bound by its terms;
  • You have read and understood the disclosures including that your spouse cannot be covered under the certificate of insurance if the primary cardmember enrolls in the province of Quebec;
  • You authorize the insurer to obtain, provide and exchange personal information with Canadian Tire Bank as may be required for the administration and servicing of Credit Protector Insurance;
  • You acknowledge that Canadian Tire Bank is not the agent of the insurer and no person has the authority to waive or modify any provisions of the application or Certificate of Insurance;
  • You authorize Canadian Tire Bank to charge the premiums to your Canadian Tire Bank issued credit card;
  • You have requested this application and all related documents to be in English. (Vous avez demande que ce document et tous les documents y afferents soient rediges et signes en anglais);
  • Your verbal or electronic agreement shall be deemed to have been signed and/or delivered, and will constitute a ‘writing’ for the purpose of any law requiring the agreement to be signed. Any verbal or electronic agreement that is entered into or accepted by you, or in your name, or reported to be entered into and accepted by you, will be considered to be binding upon you;
  • A true copy of this authorization is as valid as the original; and
  • Assurant is committed to safeguarding the privacy of its customers' information in accordance with good business practices. It may collect, use, and share personal information provided by you to it, and obtained from others with your consent, or as required or permitted by law. Personal information includes your name, contact information, customer file, and product preferences. It may use the information to: serve you as a customer; communicate with you; create statistics about its business to better understand customer needs and preferences. It may process and store your information in another country, which may be subject to access by government authorities under applicable laws of that country. You may obtain a copy of its privacy policy by calling 1-888-778-8023 or from its website (www.assurantsolutions.ca/privacy).

One Last Check!

Having a typo might delay your approval. Take a moment to double check.

Contact Information

Edit

Phone Number: Home Mobile

{{reviewSubmitCtrl.appVariables.homePhone | tel}}

{{reviewSubmitCtrl.appVariables.cellPhone | tel}}

Email:

{{reviewSubmitCtrl.appVariables.email}}

eStatements:

Yes

No

Marketing Preferences:

Opted in

Opted out

Store Number

{{reviewSubmitCtrl.appVariables.dsaStoreNbr}}

Associate ID

{{reviewSubmitCtrl.appVariables.dsaAgentID}}

Personal Information

Edit

Title:

{{reviewSubmitCtrl.appVariables.title}}

Name:

{{reviewSubmitCtrl.appVariables.firstName}} {{reviewSubmitCtrl.appVariables.initial}} {{reviewSubmitCtrl.appVariables.lastName}}

Date of Birth:

{{reviewSubmitCtrl.appVariables.birthDate | date:"longDate"}}

SIN:

{{reviewSubmitCtrl.appVariables.sin | sin}}

Preferred Language:

English

Français

Residential Information

Edit

Address:

{{reviewSubmitCtrl.appVariables.addressline1}} {{reviewSubmitCtrl.appVariables.addressline2}}
{{reviewSubmitCtrl.appVariables.city}} {{reviewSubmitCtrl.appVariables.province}} {{reviewSubmitCtrl.appVariables.postalcode}}

Residential Status:

Own

Rent

With Parents

Student Housing

Other

Monthly payment:

{{reviewSubmitCtrl.appVariables.housingpayment | currency}}

At this address since:

{{reviewSubmitCtrl.appVariables.addressFullDate | date:"MMMM yyyy"}}

Previous Address:

{{reviewSubmitCtrl.appVariables.addressline1_prev}} {{reviewSubmitCtrl.appVariables.addressline2_prev}}
{{reviewSubmitCtrl.appVariables.city_prev}} {{reviewSubmitCtrl.appVariables.province_prev}} {{reviewSubmitCtrl.appVariables.postalcode_prev}}

Triangle Rewards™

Edit

Triangle Rewards Account Number:

{{reviewSubmitCtrl.appVariables.loyaltyMembershipNumber}}

Financial Information

Edit

Employment Status:

Retired

Full Time

Part Time

Seasonal

Employer:

{{reviewSubmitCtrl.appVariables.employerName}}

City:

{{reviewSubmitCtrl.appVariables.employerCity}}

Job Category:

{{reviewSubmitCtrl.appVariables.jobCategoryObj.i18n}}

Job Title:

{{reviewSubmitCtrl.appVariables.jobTitleObj.i18n}}

Job Title (Other):

{{reviewSubmitCtrl.appVariables.jobTitle}}

With this employer since:

{{reviewSubmitCtrl.appVariables.withEmployerDate | date:"longDate"}}

Annual Personal Income (Gross):

{{reviewSubmitCtrl.appVariables.grossIncome | currency}}

Annual Household Income (Gross):

{{reviewSubmitCtrl.appVariables.grossHouseholdIncome | currency}}

Supplementary Credit Card

Edit

No supplementary credit card holder

Name:

{{reviewSubmitCtrl.appVariables.suppFirstName}} {{reviewSubmitCtrl.appVariables.suppInitial}} {{reviewSubmitCtrl.appVariables.suppLastName}}

Date of Birth:

{{reviewSubmitCtrl.appVariables.suppBirthDate | date:"longDate"}}

Relationship to applicant:

Spouse

Son

Daughter

Relative

Other

Phone Number:

{{reviewSubmitCtrl.appVariables.suppPrimaryPhone | tel}}

Address:

{{reviewSubmitCtrl.appVariables.suppAddressline1}} {{reviewSubmitCtrl.appVariables.suppAddressline2}}
{{reviewSubmitCtrl.appVariables.suppCity}} {{reviewSubmitCtrl.appVariables.suppProvince}} {{reviewSubmitCtrl.appVariables.suppPostalCode}}

Credit Protector® Insurance

Edit

You have ENROLLED in Credit Protector® Insurance

You have NOT enrolled in Credit Protector® Insurance

Application Authorization and Terms and Conditions

By clicking submit below I agree to the following:
Please open an account in my name for the Triangle Mastercard (the “Card”) with annual interest rates of 19.99% for all charges (excluding cash transactions and related fees) and 22.99% for cash transactions and related fees, if I reside outside of Quebec, or annual interest rates of 19.99% for all charges (excluding cash transactions and related fees) and 21.99% for cash transactions and related fees if I reside in Quebec.

If I am not approved for the Card at the above rates, Canadian Tire Bank may, without further notice to me, treat this as a separate application for the same Card at the following annual interest rates:
(i) if you are a resident of Quebec, 21.99% for all charges; or
(ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.

The Card is issued by Canadian Tire Bank (“CTB”).

I will be bound by the terms and conditions of the Canadian Tire Bank Cardmember Agreement that I will receive with the Card, as such agreement may be amended from time to time. I will be solely liable for any charges to the account, including charges made by anyone to whom I have asked that you issue a supplementary card. I will be the only person who receives a monthly statement.
By clicking submit below I agree to the following:
Please open an account in my name for the Triangle World Elite Mastercard (the “Card”) with annual interest rates of 19.99% for all charges (excluding cash transactions and related fees) and 22.99% for cash transactions and related fees, if I reside outside of Quebec, or annual interest rates of 19.99% for all charges (excluding cash transactions and related fees) and 21.99% for cash transactions and related fees if I reside in Quebec.

The Card is issued by Canadian Tire Bank (“CTB”).

I will be bound by the terms and conditions of the Canadian Tire Bank Cardmember Agreement that I will receive with the Card, as such agreement may be amended from time to time. I will be solely liable for any charges to the account, including charges made by anyone to whom I have asked that you issue a supplementary card. I will be the only person who receives a monthly statement.
By clicking submit below I agree to the following:
Please open an account in my name for the Gas Advantage Mastercard (the “Card”) with annual interest rates of 19.99% for all charges (excluding cash transactions and related fees) and 22.99% for cash transactions and related fees, if I reside outside of Quebec, or annual interest rates of 19.99% for all charges (excluding cash transactions and related fees) and 21.99% for cash transactions and related fees if I reside in Quebec.

If I am not approved for the Card at the above rates, Canadian Tire Bank may, without further notice to me, treat this as a separate application for the same Card at the following annual interest rates:
(i)if you are a resident of Quebec, 21.99% for all charges; or
(ii)if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.

The Card is issued by Canadian Tire Bank (“CTB”). I will be bound by the terms and conditions of the Canadian Tire Bank Cardmember Agreement that I will receive with the Card, as such agreement may be amended from time to time. I will be solely liable for any charges to the account, including charges made by anyone to whom I have asked that you issue a supplementary card. I will be the only person who receives a monthly statement.
By clicking submit below I agree to the following:
Please open an account in my name for the Cash Advantage Mastercard (the “Card”) with annual interest rates of 19.99% for all charges (excluding cash transactions and related fees) and 22.99% for cash transactions and related fees, if I reside outside of Quebec, or annual interest rates of 19.99% for all charges (excluding cash transactions and related fees) and 21.99% for cash transactions and related fees if I reside in Quebec.

If I am not approved for the Card at the above rates, Canadian Tire Bank may, without further notice to me, treat this as a separate application for the same Card at the following annual interest rates:
(i)if you are a resident of Quebec, 21.99% for all charges; or
(ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.

The Card is issued by Canadian Tire Bank (“CTB”).

I will be bound by the terms and conditions of the Canadian Tire Bank Cardmember Agreement that I will receive with the Card, as such agreement may be amended from time to time. I will be solely liable for any charges to the account, including charges made by anyone to whom I have asked that you issue a supplementary card. I will be the only person who receives a monthly statement.

Triangle RewardsTM Program

Triangle RewardsTM Program

Gas Advantage® Mastercard® Rewards Program

CASH ADVANTAGE® MASTERCARD® REWARDS PROGRAM

This page sets out important information about the Triangle Rewards program (the Program) – the program that rewards you with electronic Canadian Tire Money when you shop at participating Canadian Tire® stores, on-line at canadiantire.ca and at Canadian Tire gas bars. The Program is made available by Canadian Tire Corporation, Limited (referred to as Canadian Tire or we) on the following terms and conditions.
Participating in the Program

In order to collect and redeem electronic Canadian Tire Money (eCTM®), you must become a member (a Member). Membership is open to you if you are an individual, you reside in Canada and you are of the age of majority in the province in which you reside.You can become a Member by (i) completing the registration process online at canadiantire.ca (the Program Website) or (ii) by downloading the Program application to your mobile phone or device (the Program App) which you can receive information on by calling Program customer service at 1-800-226-8473 or by visiting the Program Website, or (iii) by applying for a credit card issued by Canadian Tire Bank that is designated as being linked to the Program or by being issued a debit card connected to a bank account from Canadian Tire Bank that is designated as being linked to the Program (a Program Payment Card), or (iv) by calling customer service at 1-800-226-8473 after you have picked up a Triangle Rewards Card in store.If you apply for a credit card that is a Program Payment Card and are not approved you will still become a Member of the Triangle Rewards Program if you provided all of the necessary information unless, at time of application for such credit card, you were advised that you would have to enroll separately in the Triangle Rewards Program in the event your credit card application was declined or unless we otherwise notify you in writing.

Triangle Rewards Cards

Each Member may receive a Triangle Rewards Program card (a Triangle Rewards Card) that is linked to a Triangle Rewards Account. Your eCTM will be stored in that account. If you do not receive a Triangle Rewards Card you will need to use a Cardless Method (see below) when you collect or redeem eCTM. Any Program Payment Cards that are issued to a Member will also be linked to that Member’s Triangle Rewards Account. If a Member has multiple Program Payment Cards they cannot be linked to the same Triangle Rewards Account.A Member can request the issuance of additional Triangle Rewards Cards that have the same account number as that Member’s Triangle Rewards Account.

Collecting electronic Canadian Tire Money

eCTM can be collected when you purchase Eligible Merchandise (see below) at participating Canadian Tire stores or on-line at canadiantire.ca (or such other web site as may be designated by Canadian Tire from time to time). eCTM is calculated on the pre- tax, purchase amount (or eligible portion thereof) and is rounded to the nearest cent. To collect eCTM you must present a Triangle Rewards Card (or use a Cardless Method described below). You can also collect eCTM on that portion of a purchase charged to a Program Payment Card. The Program Payment Card must be linked to a Triangle Rewards Account at the time the purchase is made in order to collect eCTM.

eCTM can also be collected when you purchase fuel (gasoline or diesel) at participating Canadian Tire gas bars and present a Triangle Rewards Card (or use a Cardless Method described below) and use a qualifying form of tender or if you pay for the purchase with a Program Payment Card. The amount of eCTM collected on fuel purchases depends on the number of litres purchased.

A minimum fuel purchase may be required before eCTM can be collected. The rate of collection may vary from time to time and by location and by type of tender used for payment so check at your local Canadian Tire gas bar. eCTM can only be collected at Canadian Tire gas bars on fuel purchases.

You can also collect eCTM on purchases that you make at other merchants that are charged to a Program Payment Card. eCTM that you collect at other merchants will also be rounded to the nearest cent.

The rate at which eCTM can be collected may vary from time to time and by location and is subject to change by Canadian Tire without notice. In addition, you may collect eCTM at a different rate if you pay with a Program Payment Card than you would if you use a Triangle Rewards Card (or Cardless Method) or based on the type of Program Payment Card that you use. Please call 1-800-226- 8473 for current rates. When shopping at Canadian Tire stores or gas bars, if you forget your Triangle Rewards Card or choose not to use it, you may still be able to collect eCTM on a qualifying purchase if you provide the telephone number that you gave when you enrolled as a Member or you scan at a compatible point of sale device your mobile phone or other mobile device on which you have downloaded the Program App (each of these is a Cardless Method).

Purchases made in a foreign currency with a Program Payment Card are first converted into Canadian currency (as set out in the cardmember agreement) prior to calculating the amount of eCTM that you have collected.eCTM can only be collected on one Triangle Rewards Account for each purchase transaction.

If you use a Triangle Rewards Card or Cardless Method, it must be swiped or scanned or your phone number provided, as the case may be, before you make your purchase. When shopping online at canadiantire.ca (or other website as designated by Canadian Tire), you must enter your Triangle Rewards Account number at check out to collect eCTM.

Members are also eligible to collect bonus eCTM, or to collect eCTM at a promotional rate offered from time to time on the purchase of select items, upon the occurrence of certain events or as part of a promotion or offer, but unless otherwise indicated, bonus eCTM or eCTM awarded at a promotional rate is awarded only once for a transaction, or for the occurrence of an event, as the case may be.You cannot use a Triangle Rewards Card (or Cardless Method) together with a Program Payment Card. If you charge a purchase to a Program Payment Card, you will only earn eCTM at the applicable Program Payment Card rate then in effect, even if you also present your Triangle Rewards Card (or Cardless Method). However, if you redeem eCTM to pay for part of a transaction and pay for the balance of the transaction with a Program Payment Card that is linked to a different Triangle Rewards Account than the account from which the redemption is occurring, all eCTM collected in respect of that transaction will be credited to the Triangle Rewards Account from which redemption is occurring. You will not be able to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM. However, we may, from time to time and at our discretion, have special offers or promotions that would allow you to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM.If you use more than one Program Payment Card to make a purchase (e.g. split the cost between two or more cards), all eCTM collected on that purchase will be credited only to the Triangle Rewards Account linked to the first Program Payment Card that is presented. If you make payment using a Program Payment Card in combination with some other form of tender, only that portion of the purchase charged to the Program Payment Card will earn eCTM at the then applicable Program Payment Card rate. That portion of the purchases made with the other form of tender may be eligible to earn eCTM at a different rate.Delays may occur in recording eCTM to a Triangle Rewards Account. You cannot collect paper Canadian Tire Money® and eCTM on the same transaction.If you are the holder of a Program Payment Card and you fail to keep your credit card account, or bank account to which your debit card is linked, in good standing, any eCTM that you might have collected as a result of transactions with that Program Payment Card, may, in Canadian Tire’s sole discretion, be cancelled.

Eligible Merchandise

All merchandise sold at Canadian Tire stores, or on-line at canadiantire.ca, is Eligible Merchandise except the following: gift cards, lottery tickets, hunting and fishing licences, tire disposal fees, tire taxes, Rug Doctor® rental charges, refundable deposits, environmental fees, repair charges, delivery or assembly charges, other store services (other than automobile service), inter-storesales, other store labour (other than labour for automobile repairs), donations at a discount, house account charges, towing charges, prepaid cards, phone cards, tobacco products or alcohol, Pit Stop® parts/labour charges, Canadian Tire Roadside Assistance® memberships that are purchased over the phone or on-line, premiums for credit card balance insurance or for insurance or extended warranties on items purchased with a Canadian Tire branded credit card, premiums for other Canadian Tire branded insurance products, cash advances, transactions using a convenience cheque, balance transfers and other cash transactions, any fees charged on a Program Payment Card, payments made to a credit card account, the value of any part or item traded-in in connection with a purchase, any item that we are legally precluded from awarding eCTM in respect of and such other goods or services as we may determine from time to time in our sole discretion. In addition, individual Canadian Tire stores may exclude additional items soldin that store from being Eligible Merchandise. We reserve the right, at any time without notice, to change what constitutes Eligible Merchandise.

Redeeming electronic Canadian Tire Money

eCTM can only be redeemed for merchandise (including applicable taxes) at participating Canadian Tire stores or at other locations designated by Canadian Tire.eCTM cannot be redeemed for alcohol, tobacco, gift cards, pre-paid cards, other stored value cards or products, items that we designate on the Program Website and those items which the law does not permit to be purchased this way, or used to make a payment on any Canadian Tire Bank issued credit cards or on loans or for financial or insurance products or in respect of fees or overdraft on any Canadian Tire Bank provided bank account.To redeem your eCTM you must present your Triangle Rewards Card (or Cardless Method) or Program Payment Card to the cashier with your purchase. Please note that in some Canadian Tire stores it may not be possible to simply provide your phone number when redeeming eCTM; presentation of your Triangle Rewards Card or Program Payment Card or scanning of the Program App may be required instead. eCTM can be used in combination with paper Canadian Tire Money and/or in combination with any other form of tender.eCTM collected on a purchase transaction cannot be redeemed on the same transaction.You may not redeem eCTM from more than one Triangle Rewards Account for the same transaction.You must have enrolled in the Program, or have activated your Program Payment Card, in order to redeem eCTM.

What Happens When an Item is Returned?

If you return an item for a refund and had received eCTM when you purchased such item, such amount of eCTM will be deducted from your Triangle Rewards Account.Merchandise that was purchased either in whole or in part by redeeming eCTM may not be returned for cash, rather, the connected Triangle Rewards Account will be credited with the same amount of eCTM used to make the original purchase.

Expiration of Electronic Canadian Tire Money

We may expire the eCTM in your Triangle Rewards Account in the event that there has been a period of inactivity of 18 months or more. For the purposes of this section, “inactivity” means that there has been neither a transaction in which you have collected eCTM, nor a transaction in which you have redeemed eCTM during the period in question.Termination of Membership and Cancellation of the ProgramMembership may be terminated by Canadian Tire if any of the following events occur: (A) the Member has failed to comply with any of these terms and conditions, or Canadian Tire determines that the Member has abused the Program or has made any misrepresentation or false statement to Canadian Tire; (B) the Member dies; (C) the Member becomes bankrupt or insolvent or any bankruptcy or insolvency proceedings are commenced by or against the Member, (D) the Member is charged with a “designatedoffence” (as defined in the Criminal Code (Canada)), (E) the Member’s Program Payment Card is terminated by Canadian Tire Bank, or (F) Canadian Tire suspects the Member of any fraudulent activity in connection with the Program or the use of a Program Payment Card.A Member may choose to cancel his or her membership by written notice sent to the address below or by calling Program customer service. Termination or cancellation of membership in the Program will result in the immediate closing of the Member’s Triangle Rewards Account and the cancellation of all eCTM in such Triangle Rewards Account without any compensation or other liability to the Member. Termination of a Member’s Triangle Rewards Account will also result in the Member no longer being able to use a Program Payment Card linked to the Program.Canadian Tire may, in its sole discretion and at any time without prior notice either (i) cancel the Program or (ii) except if you are a Member residing in Quebec, Ontario or such other province where prohibited by law, establish a date upon which eCTM will expire and may no longer be used.

Merging Triangle Rewards Accounts

At Canadian Tire’s discretion, Members may be able to merge their Triangle Rewards Accounts into a single account. That merged account will bear the Triangle Rewards Account number of one of the accounts being merged and one Member will be designated as the holder of that account with full power and authority to deal with the account, including closing it, and will become the “Member” hereunder. All Members wishing to merge their Triangle Rewards Accounts will need to consent to the merger and agree on which account number will be designated as the number for the newly merged Triangle Rewards Account and who the accountholder will be. All remaining Triangle Rewards Account numbers will be cancelled and the persons who are not designated as the accountholder will no longer be Members in the Program.

Donating electronic Canadian Tire Money

Members may be able to donate their eCTM to select charities or community groups. Please visit the Program Website for details about donating eCTM.Lost or Stolen Triangle Rewards CardsIf a Triangle Rewards Card is lost, stolen or destroyed, Canadian Tire will issue a new card on presentation of proper identification, and the balance in the Member’s Triangle Rewards Account will be transferred to a new Triangle Rewards Account.Canadian Tire assumes no responsibility if eCTM has been used by anyone who presents a lost or stolen Triangle Rewards Card, Cardless Method or Program Payment Card before Canadian Tire is notified of such loss or theft.

Partner Locations

We may, from time to time, designate certain other merchants as locations at which you can collect or redeem eCTM (a Partner). The names of Partners, the rates at which eCTM can be collected and redeemed and any items that will not be considered eligible for collecting eCTM or in respect of which you will not be able to redeem eCTM will be designated by us and will be posted on the Program Website and may be amended by us from time to time. eCTM that you collect at a Partner may not be recorded, or, if recorded, may be cancelled or may not be redeemed by us if that Partner does not provide all necessary information to us, if we cannot confirm that the eCTM was properly collected, or if that Partner is in default under its agreement with us respecting the eCTM. If you redeem eCTM at a Partner we are not responsible for any loss, damage, injury, death or expense as a result of any item or service you acquired at such Partner.

General

e-CTM is not exchangeable and cannot be redeemed for cash or made subject to any security interest. eCTM cannot be transferred from a Member to any other Member or other person without the consent of Canadian Tire.These terms and conditions, as amended by Canadian Tire from time to time, constitute the entire agreement between the Member and Canadian Tire with respect to eCTM.On occasion, Canadian Tire, our various businesses within the Canadian Tire family of companies and any Partners may communicate special offers, information and services to Members by email, text message (standard text messaging and data rates may apply) or other communication preferences selected by you using the contact information you have provided. Any Member who does not wish to receive these offers may so indicate on the Program Website or by calling Program customer service at1-800-226-8473. Please note that even if you have opted out of receiving marketing communications, we may still contact you for the purposes of administering your account and sending you transactional or operational messages.Any waiver by Canadian Tire of any of these terms and conditions at any time does not mean that Canadian Tire cannot rely on these terms and conditions at any subsequent time. No delay or omission by Canadian Tire in exercising any right or remedy hereunder shall operate as waiver thereof or of any other right or remedy.All Triangle Rewards Cards remain the sole property of Canadian Tire and, if requested by Canadian Tire, must be returned to Canadian Tire upon the cancellation of a Member’s membership in the Program.The Member is responsible for informing Canadian Tire of any change to his or her personal information (e.g. name, address, email, etc.), by visiting the Program Website or by calling Program customer service. Canadian Tire reserves the right to terminate a Member’s participation in the Program or to block a Member’s ability to use the Member’s eCTM if Canadian Tire has inaccurate or incomplete information respecting the Member.Enrolment in the Program constitutes acceptance of these terms and conditions and each applicant for membership in the Program consents to the collection and use of personal information in accordance with the Canadian Tire Privacy Charter, as amended from time to time. If any provision of these terms and conditions is invalid or unenforceable, such provision will not affect the validityand enforceability of any of the remaining terms and conditions. Participants are responsible for any taxes, duties or other charges associated with their participation in the Program.Any written notice to Canadian Tire may be sent by ordinary mail to:

Triangle Rewards Program
PO BOX 2000, Station Main Welland, ON
L3B 5S3

We may cancel any eCTM that has not been properly issued or that we believe has been issued due to fraudulent conduct or conduct that is inconsistent with these terms and conditions or the spirit of the Program.For Members resident outside of Quebec only: Canadian Tire may amend these terms and conditions at any time without notice. The version of the terms and conditions that is posted from time to time on the Program Website will govern the Program.These terms and conditions are governed by the laws of Ontario and the federal laws of Canada applicable in Ontario.For Members resident in Quebec only: Canadian Tire may unilaterally amend any of these terms and conditions and, subject to the following paragraph, the version of the terms and conditions that is posted from time to time on the Program Website will govern the Program.You will be provided with written notice of any amendment to these terms and conditions (setting out the new clause only or the amended clause and how it read formerly and the date that the amendment will take effect) at least 60 days, but not more than 90 days, before it is to take effect. Upon receipt of the notice, you may choose to reject the amendment and rescind these terms and conditions. These terms and conditions are governed by the laws of Quebec and the federal laws of Canada applicable in Quebec. It is your express wish that these Program terms and conditions be written in the English language. C’est à votre demande expresse que les modalités du Programme sont rédigées en anglais.

PRIVACY

Canadian Tire is committed to protecting the privacy and security of your personal information. All Canadian Tire companies have adopted the Canadian Tire Privacy Charter (Privacy Charter). A list of frequently asked privacy questions (FAQs) is available to provide you with examples and instances of how your personal information may be collected, used and disclosed. Our policies and practices have been designed to comply with the Personal Information Protection and Electronic Documents Act and provincial private sector privacy acts. Our Privacy Charter may be amended from time to time. A copy of the most current version of our Privacy Charter and our FAQs can be obtained online at triangle.com or by calling 1-800-226-8473. The Privacy Charter describes how we collect, use and disclose personal information in order to: (i) process and administer your payment for the purchase of products or services, if you purchase online or use a debit or credit card for the purchase in one of our stores; (ii) process your application for a product, provide a service or administer the Canadian Tire loyalty reward program or other loyalty or preferred customer programs that may exist from time to time (each a “Loyalty Program”); (iii) better understand your needs and offer you relevant information, products, services, rewards and programs, including sending you (and others on your behalf) communications by way of postal mail, email, facsimile, telephone, text message or other type of electronic message; (iv) determine your interest and eligibility for, and where appropriate provide you with, products, services, rewards and programs; (v) track and analyze your purchases, other transactions, shopping patterns, account activity, and payment history for marketing analysis purposes or tailoring promotional offers to you; (vi) track and analyze website use to provide a better customer experience such as customized offers and advertisements; (vii) verify your identity and protect against error and fraud; (viii) manage and assess our risk; (ix) assess and update your credit worthiness on an ongoing basis; (x) conduct research and analysis (de-identified to the extent possible); (xi) process, service, analyze and audit your relationship with us, including collecting any money you owe us; (xii) comply with applicable legal, regulatory and self-regulatory requirements; (xiii) respond to your questions, comments or requests to customer service; and(xiv) achieve other purposes as may, from time to time, be permitted by law. We may provide your personal information to Canadian Tire affiliates or to other third party Marketing Partners, including under a Loyalty Program, so that they can notify you directly of products, services, rewards and special offers that may be of interest to you. These notices may be given to you by postal mail, e-mail, facsimile, telephone, text message or other form of electronic messaging using the contact information that you provide to us.By providing your information to Canadian Tire, you consent to Canadian Tire using your personal information for the uses described above. Withdrawal of consent to collect, use and disclose your personal information may restrict our ability to provide you with some products and services, such as the privileges and opportunities of being a member of the Loyalty Program. You may always withdraw or refuse your consent by clicking on the unsubscribe link in our email communications or by contacting us at1-800-226-8473. Your request will be promptly processed but may not be in time to remove you from promotions already in progress. Please note that even if you have opted out of receiving marketing communications, we may still contact you for the purposes of administering your account and sending you transactional or operational emails.We do not sell or rent personal information. We may transfer your personal information to entities outside Canadian Tire, such as our vendors, suppliers and agents who assist us in serving you (“Service Provider”). Our Service Providers may be located in or outside of Canada and may be required to disclose your information under the laws of their jurisdiction.For complete details as to how we collect, use and disclose your personal information, please see our Privacy Charter and FAQs.
This page sets out important information about the Triangle Rewards program (the Program) – the program that rewards you with electronic Canadian Tire Money when you shop at participating Canadian Tire® stores, on-line at canadiantire.ca and at Canadian Tire gas bars. The Program is made available by Canadian Tire Corporation, Limited (referred to as Canadian Tire or we) on the following terms and conditions.
Participating in the Program

In order to collect and redeem electronic Canadian Tire Money (eCTM®), you must become a member (a Member). Membership is open to you if you are an individual, you reside in Canada and you are of the age of majority in the province in which you reside.You can become a Member by (i) completing the registration process online at canadiantire.ca (the Program Website) or (ii) by downloading the Program application to your mobile phone or device (the Program App) which you can receive information on by calling Program customer service at 1-800-226-8473 or by visiting the Program Website, or (iii) by applying for a credit card issued by Canadian Tire Bank that is designated as being linked to the Program or by being issued a debit card connected to a bank account from Canadian Tire Bank that is designated as being linked to the Program (a Program Payment Card), or (iv) by calling customer service at 1-800-226-8473 after you have picked up a Triangle Rewards Card in store.If you apply for a credit card that is a Program Payment Card and are not approved you will still become a Member of the Triangle Rewards Program if you provided all of the necessary information unless, at time of application for such credit card, you were advised that you would have to enroll separately in the Triangle Rewards Program in the event your credit card application was declined or unless we otherwise notify you in writing.

Triangle Rewards Cards

Each Member may receive a Triangle Rewards Program card (a Triangle Rewards Card) that is linked to a Triangle Rewards Account. Your eCTM will be stored in that account. If you do not receive a Triangle Rewards Card you will need to use a Cardless Method (see below) when you collect or redeem eCTM. Any Program Payment Cards that are issued to a Member will also be linked to that Member’s Triangle Rewards Account. If a Member has multiple Program Payment Cards they cannot be linked to the same Triangle Rewards Account.A Member can request the issuance of additional Triangle Rewards Cards that have the same account number as that Member’s Triangle Rewards Account.

Collecting electronic Canadian Tire Money

eCTM can be collected when you purchase Eligible Merchandise (see below) at participating Canadian Tire stores or on-line at canadiantire.ca (or such other web site as may be designated by Canadian Tire from time to time). eCTM is calculated on the pre- tax, purchase amount (or eligible portion thereof) and is rounded to the nearest cent. To collect eCTM you must present a Triangle Rewards Card (or use a Cardless Method described below). You can also collect eCTM on that portion of a purchase charged to a Program Payment Card. The Program Payment Card must be linked to a Triangle Rewards Account at the time the purchase is made in order to collect eCTM.

eCTM can also be collected when you purchase fuel (gasoline or diesel) at participating Canadian Tire gas bars and present a Triangle Rewards Card (or use a Cardless Method described below) and use a qualifying form of tender or if you pay for the purchase with a Program Payment Card. The amount of eCTM collected on fuel purchases depends on the number of litres purchased.

A minimum fuel purchase may be required before eCTM can be collected. The rate of collection may vary from time to time and by location and by type of tender used for payment so check at your local Canadian Tire gas bar. eCTM can only be collected at Canadian Tire gas bars on fuel purchases.

You can also collect eCTM on purchases that you make at other merchants that are charged to a Program Payment Card. eCTM that you collect at other merchants will also be rounded to the nearest cent.

The rate at which eCTM can be collected may vary from time to time and by location and is subject to change by Canadian Tire without notice. In addition, you may collect eCTM at a different rate if you pay with a Program Payment Card than you would if you use a Triangle Rewards Card (or Cardless Method) or based on the type of Program Payment Card that you use. Please call 1-800-226- 8473 for current rates. When shopping at Canadian Tire stores or gas bars, if you forget your Triangle Rewards Card or choose not to use it, you may still be able to collect eCTM on a qualifying purchase if you provide the telephone number that you gave when you enrolled as a Member or you scan at a compatible point of sale device your mobile phone or other mobile device on which you have downloaded the Program App (each of these is a Cardless Method).

Purchases made in a foreign currency with a Program Payment Card are first converted into Canadian currency (as set out in the cardmember agreement) prior to calculating the amount of eCTM that you have collected.eCTM can only be collected on one Triangle Rewards Account for each purchase transaction.

If you use a Triangle Rewards Card or Cardless Method, it must be swiped or scanned or your phone number provided, as the case may be, before you make your purchase. When shopping online at canadiantire.ca (or other website as designated by Canadian Tire), you must enter your Triangle Rewards Account number at check out to collect eCTM.

Members are also eligible to collect bonus eCTM, or to collect eCTM at a promotional rate offered from time to time on the purchase of select items, upon the occurrence of certain events or as part of a promotion or offer, but unless otherwise indicated, bonus eCTM or eCTM awarded at a promotional rate is awarded only once for a transaction, or for the occurrence of an event, as the case may be.You cannot use a Triangle Rewards Card (or Cardless Method) together with a Program Payment Card. If you charge a purchase to a Program Payment Card, you will only earn eCTM at the applicable Program Payment Card rate then in effect, even if you also present your Triangle Rewards Card (or Cardless Method). However, if you redeem eCTM to pay for part of a transaction and pay for the balance of the transaction with a Program Payment Card that is linked to a different Triangle Rewards Account than the account from which the redemption is occurring, all eCTM collected in respect of that transaction will be credited to the Triangle Rewards Account from which redemption is occurring. You will not be able to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM. However, we may, from time to time and at our discretion, have special offers or promotions that would allow you to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM.If you use more than one Program Payment Card to make a purchase (e.g. split the cost between two or more cards), all eCTM collected on that purchase will be credited only to the Triangle Rewards Account linked to the first Program Payment Card that is presented. If you make payment using a Program Payment Card in combination with some other form of tender, only that portion of the purchase charged to the Program Payment Card will earn eCTM at the then applicable Program Payment Card rate. That portion of the purchases made with the other form of tender may be eligible to earn eCTM at a different rate.Delays may occur in recording eCTM to a Triangle Rewards Account. You cannot collect paper Canadian Tire Money® and eCTM on the same transaction.If you are the holder of a Program Payment Card and you fail to keep your credit card account, or bank account to which your debit card is linked, in good standing, any eCTM that you might have collected as a result of transactions with that Program Payment Card, may, in Canadian Tire’s sole discretion, be cancelled.

Eligible Merchandise

All merchandise sold at Canadian Tire stores, or on-line at canadiantire.ca, is Eligible Merchandise except the following: gift cards, lottery tickets, hunting and fishing licences, tire disposal fees, tire taxes, Rug Doctor® rental charges, refundable deposits, environmental fees, repair charges, delivery or assembly charges, other store services (other than automobile service), inter-storesales, other store labour (other than labour for automobile repairs), donations at a discount, house account charges, towing charges, prepaid cards, phone cards, tobacco products or alcohol, Pit Stop® parts/labour charges, Canadian Tire Roadside Assistance® memberships that are purchased over the phone or on-line, premiums for credit card balance insurance or for insurance or extended warranties on items purchased with a Canadian Tire branded credit card, premiums for other Canadian Tire branded insurance products, cash advances, transactions using a convenience cheque, balance transfers and other cash transactions, any fees charged on a Program Payment Card, payments made to a credit card account, the value of any part or item traded-in in connection with a purchase, any item that we are legally precluded from awarding eCTM in respect of and such other goods or services as we may determine from time to time in our sole discretion. In addition, individual Canadian Tire stores may exclude additional items soldin that store from being Eligible Merchandise. We reserve the right, at any time without notice, to change what constitutes Eligible Merchandise.

Redeeming electronic Canadian Tire Money

eCTM can only be redeemed for merchandise (including applicable taxes) at participating Canadian Tire stores or at other locations designated by Canadian Tire.eCTM cannot be redeemed for alcohol, tobacco, gift cards, pre-paid cards, other stored value cards or products, items that we designate on the Program Website and those items which the law does not permit to be purchased this way, or used to make a payment on any Canadian Tire Bank issued credit cards or on loans or for financial or insurance products or in respect of fees or overdraft on any Canadian Tire Bank provided bank account.To redeem your eCTM you must present your Triangle Rewards Card (or Cardless Method) or Program Payment Card to the cashier with your purchase. Please note that in some Canadian Tire stores it may not be possible to simply provide your phone number when redeeming eCTM; presentation of your Triangle Rewards Card or Program Payment Card or scanning of the Program App may be required instead. eCTM can be used in combination with paper Canadian Tire Money and/or in combination with any other form of tender.eCTM collected on a purchase transaction cannot be redeemed on the same transaction.You may not redeem eCTM from more than one Triangle Rewards Account for the same transaction.You must have enrolled in the Program, or have activated your Program Payment Card, in order to redeem eCTM.

What Happens When an Item is Returned?

If you return an item for a refund and had received eCTM when you purchased such item, such amount of eCTM will be deducted from your Triangle Rewards Account.Merchandise that was purchased either in whole or in part by redeeming eCTM may not be returned for cash, rather, the connected Triangle Rewards Account will be credited with the same amount of eCTM used to make the original purchase.

Expiration of Electronic Canadian Tire Money

We may expire the eCTM in your Triangle Rewards Account in the event that there has been a period of inactivity of 18 months or more. For the purposes of this section, “inactivity” means that there has been neither a transaction in which you have collected eCTM, nor a transaction in which you have redeemed eCTM during the period in question.Termination of Membership and Cancellation of the ProgramMembership may be terminated by Canadian Tire if any of the following events occur: (A) the Member has failed to comply with any of these terms and conditions, or Canadian Tire determines that the Member has abused the Program or has made any misrepresentation or false statement to Canadian Tire; (B) the Member dies; (C) the Member becomes bankrupt or insolvent or any bankruptcy or insolvency proceedings are commenced by or against the Member, (D) the Member is charged with a “designatedoffence” (as defined in the Criminal Code (Canada)), (E) the Member’s Program Payment Card is terminated by Canadian Tire Bank, or (F) Canadian Tire suspects the Member of any fraudulent activity in connection with the Program or the use of a Program Payment Card.A Member may choose to cancel his or her membership by written notice sent to the address below or by calling Program customer service. Termination or cancellation of membership in the Program will result in the immediate closing of the Member’s Triangle Rewards Account and the cancellation of all eCTM in such Triangle Rewards Account without any compensation or other liability to the Member. Termination of a Member’s Triangle Rewards Account will also result in the Member no longer being able to use a Program Payment Card linked to the Program.Canadian Tire may, in its sole discretion and at any time without prior notice either (i) cancel the Program or (ii) except if you are a Member residing in Quebec, Ontario or such other province where prohibited by law, establish a date upon which eCTM will expire and may no longer be used.

Merging Triangle Rewards Accounts

At Canadian Tire’s discretion, Members may be able to merge their Triangle Rewards Accounts into a single account. That merged account will bear the Triangle Rewards Account number of one of the accounts being merged and one Member will be designated as the holder of that account with full power and authority to deal with the account, including closing it, and will become the “Member” hereunder. All Members wishing to merge their Triangle Rewards Accounts will need to consent to the merger and agree on which account number will be designated as the number for the newly merged Triangle Rewards Account and who the accountholder will be. All remaining Triangle Rewards Account numbers will be cancelled and the persons who are not designated as the accountholder will no longer be Members in the Program.

Donating electronic Canadian Tire Money

Members may be able to donate their eCTM to select charities or community groups. Please visit the Program Website for details about donating eCTM.Lost or Stolen Triangle Rewards CardsIf a Triangle Rewards Card is lost, stolen or destroyed, Canadian Tire will issue a new card on presentation of proper identification, and the balance in the Member’s Triangle Rewards Account will be transferred to a new Triangle Rewards Account.Canadian Tire assumes no responsibility if eCTM has been used by anyone who presents a lost or stolen Triangle Rewards Card, Cardless Method or Program Payment Card before Canadian Tire is notified of such loss or theft.

Partner Locations

We may, from time to time, designate certain other merchants as locations at which you can collect or redeem eCTM (a Partner). The names of Partners, the rates at which eCTM can be collected and redeemed and any items that will not be considered eligible for collecting eCTM or in respect of which you will not be able to redeem eCTM will be designated by us and will be posted on the Program Website and may be amended by us from time to time. eCTM that you collect at a Partner may not be recorded, or, if recorded, may be cancelled or may not be redeemed by us if that Partner does not provide all necessary information to us, if we cannot confirm that the eCTM was properly collected, or if that Partner is in default under its agreement with us respecting the eCTM. If you redeem eCTM at a Partner we are not responsible for any loss, damage, injury, death or expense as a result of any item or service you acquired at such Partner.

General

e-CTM is not exchangeable and cannot be redeemed for cash or made subject to any security interest. eCTM cannot be transferred from a Member to any other Member or other person without the consent of Canadian Tire.These terms and conditions, as amended by Canadian Tire from time to time, constitute the entire agreement between the Member and Canadian Tire with respect to eCTM.On occasion, Canadian Tire, our various businesses within the Canadian Tire family of companies and any Partners may communicate special offers, information and services to Members by email, text message (standard text messaging and data rates may apply) or other communication preferences selected by you using the contact information you have provided. Any Member who does not wish to receive these offers may so indicate on the Program Website or by calling Program customer service at1-800-226-8473. Please note that even if you have opted out of receiving marketing communications, we may still contact you for the purposes of administering your account and sending you transactional or operational messages.Any waiver by Canadian Tire of any of these terms and conditions at any time does not mean that Canadian Tire cannot rely on these terms and conditions at any subsequent time. No delay or omission by Canadian Tire in exercising any right or remedy hereunder shall operate as waiver thereof or of any other right or remedy.All Triangle Rewards Cards remain the sole property of Canadian Tire and, if requested by Canadian Tire, must be returned to Canadian Tire upon the cancellation of a Member’s membership in the Program.The Member is responsible for informing Canadian Tire of any change to his or her personal information (e.g. name, address, email, etc.), by visiting the Program Website or by calling Program customer service. Canadian Tire reserves the right to terminate a Member’s participation in the Program or to block a Member’s ability to use the Member’s eCTM if Canadian Tire has inaccurate or incomplete information respecting the Member.Enrolment in the Program constitutes acceptance of these terms and conditions and each applicant for membership in the Program consents to the collection and use of personal information in accordance with the Canadian Tire Privacy Charter, as amended from time to time. If any provision of these terms and conditions is invalid or unenforceable, such provision will not affect the validityand enforceability of any of the remaining terms and conditions. Participants are responsible for any taxes, duties or other charges associated with their participation in the Program.Any written notice to Canadian Tire may be sent by ordinary mail to:

Triangle Rewards Program
PO BOX 2000, Station Main Welland, ON
L3B 5S3

We may cancel any eCTM that has not been properly issued or that we believe has been issued due to fraudulent conduct or conduct that is inconsistent with these terms and conditions or the spirit of the Program.For Members resident outside of Quebec only: Canadian Tire may amend these terms and conditions at any time without notice. The version of the terms and conditions that is posted from time to time on the Program Website will govern the Program.These terms and conditions are governed by the laws of Ontario and the federal laws of Canada applicable in Ontario.For Members resident in Quebec only: Canadian Tire may unilaterally amend any of these terms and conditions and, subject to the following paragraph, the version of the terms and conditions that is posted from time to time on the Program Website will govern the Program.You will be provided with written notice of any amendment to these terms and conditions (setting out the new clause only or the amended clause and how it read formerly and the date that the amendment will take effect) at least 60 days, but not more than 90 days, before it is to take effect. Upon receipt of the notice, you may choose to reject the amendment and rescind these terms and conditions. These terms and conditions are governed by the laws of Quebec and the federal laws of Canada applicable in Quebec. It is your express wish that these Program terms and conditions be written in the English language. C’est à votre demande expresse que les modalités du Programme sont rédigées en anglais.

PRIVACY

Canadian Tire is committed to protecting the privacy and security of your personal information. All Canadian Tire companies have adopted the Canadian Tire Privacy Charter (Privacy Charter). A list of frequently asked privacy questions (FAQs) is available to provide you with examples and instances of how your personal information may be collected, used and disclosed. Our policies and practices have been designed to comply with the Personal Information Protection and Electronic Documents Act and provincial private sector privacy acts. Our Privacy Charter may be amended from time to time. A copy of the most current version of our Privacy Charter and our FAQs can be obtained online at triangle.com or by calling 1-800-226-8473. The Privacy Charter describes how we collect, use and disclose personal information in order to: (i) process and administer your payment for the purchase of products or services, if you purchase online or use a debit or credit card for the purchase in one of our stores; (ii) process your application for a product, provide a service or administer the Canadian Tire loyalty reward program or other loyalty or preferred customer programs that may exist from time to time (each a “Loyalty Program”); (iii) better understand your needs and offer you relevant information, products, services, rewards and programs, including sending you (and others on your behalf) communications by way of postal mail, email, facsimile, telephone, text message or other type of electronic message; (iv) determine your interest and eligibility for, and where appropriate provide you with, products, services, rewards and programs; (v) track and analyze your purchases, other transactions, shopping patterns, account activity, and payment history for marketing analysis purposes or tailoring promotional offers to you; (vi) track and analyze website use to provide a better customer experience such as customized offers and advertisements; (vii) verify your identity and protect against error and fraud; (viii) manage and assess our risk; (ix) assess and update your credit worthiness on an ongoing basis; (x) conduct research and analysis (de-identified to the extent possible); (xi) process, service, analyze and audit your relationship with us, including collecting any money you owe us; (xii) comply with applicable legal, regulatory and self-regulatory requirements; (xiii) respond to your questions, comments or requests to customer service; and(xiv) achieve other purposes as may, from time to time, be permitted by law. We may provide your personal information to Canadian Tire affiliates or to other third party Marketing Partners, including under a Loyalty Program, so that they can notify you directly of products, services, rewards and special offers that may be of interest to you. These notices may be given to you by postal mail, e-mail, facsimile, telephone, text message or other form of electronic messaging using the contact information that you provide to us.By providing your information to Canadian Tire, you consent to Canadian Tire using your personal information for the uses described above. Withdrawal of consent to collect, use and disclose your personal information may restrict our ability to provide you with some products and services, such as the privileges and opportunities of being a member of the Loyalty Program. You may always withdraw or refuse your consent by clicking on the unsubscribe link in our email communications or by contacting us at1-800-226-8473. Your request will be promptly processed but may not be in time to remove you from promotions already in progress. Please note that even if you have opted out of receiving marketing communications, we may still contact you for the purposes of administering your account and sending you transactional or operational emails.We do not sell or rent personal information. We may transfer your personal information to entities outside Canadian Tire, such as our vendors, suppliers and agents who assist us in serving you (“Service Provider”). Our Service Providers may be located in or outside of Canada and may be required to disclose your information under the laws of their jurisdiction.For complete details as to how we collect, use and disclose your personal information, please see our Privacy Charter and FAQs.
Based on the level of net new purchases (purchases less credits) that are posted to your Gas Advantage Mastercard account in any monthly billing period, you will be entitled to a discount on each litre of gasoline or diesel fuel that is purchased for a motor vehicle at Canadian Tire Gas Bars during the following monthly billing period and that is charged to your Gas Advantage Mastercard. For example, if net new purchases posted to your Gas Advantage Mastercard account during a monthly billing period are $2100, then during the next monthly billing period you will be entitled to receive a 10¢ per litre discount, subject to the limitation in the following sentence. *The discount that you receive in a billing period will be reduced to 2¢ per litre after you have made purchases of more than $500 for gasoline, diesel fuel or any other sundry items at Canadian Tire Gas Bars during that billing period using your Gas Advantage Mastercard. The per litre discount you will receive during a monthly billing period will be shown on your Gas Advantage Mastercard monthly statement for the preceding monthly billing period. Since purchases are posted to your account after the date that the purchase took place (which could be in the next billing period) some purchases may not be included as net new purchases until the next billing period. Returns are also posted in a similar manner and may affect net new purchases in the next billing period as well. Also, if your billing period ends on a weekend or Christmas Day, the discount rate that is to apply in the next billing period will also apply on the preceding Friday or on the day preceding the holiday (as applicable) in your current billing period. As the original posted price per litre of gasoline is a tax included amount, the stated per litre discount is also a tax included amount

How the Gas Advantage Mastercard gas discount program works:
Current Billing Period Net New Qualified Purchases Next Billing Period You Save
$2000 or greater 10¢/litre*
$1000 - 1999.99 8¢/litre*
$500 - 999.99 5¢/litre*
$0 - 499.99 2¢/litre*


*Reduced to 2¢/litre after Canadian Tire Gas Bar purchases exceed $500.

What Purchases Qualify: All purchases charged anywhere to your Gas Advantage Mastercard will qualify, except: interest charges, balance transfers, cash advances, Gas Advantage Mastercard fees, insurance, membership services offered by Canadian Tire or any gambling transactions (including the purchase of lottery tickets and all transactions at a casino), the transfer of money or the payment of taxes.

Canadian Tire Bonus: Eligible purchases at Canadian Tire stores, Canadian Tire catalogue, Canadian Tire online and Mark’s Work Wearhouse/L’Équipeur stores will be doubled for the purposes of calculating your discount per litre. For example, if your purchases at these retailers in any billing period totalled $450, it is the same as if you spent $900.

Automatic Discount: The amount of the discount per litre will be deducted automatically and will be shown on your receipt.

Prohibited Use of the Card: The Gas Advantage Mastercard may not be used by you in connection with any commercial transportation business or any business that operates a fleet of motor vehicles. If used for this purpose, we may revoke your Gas Advantage Mastercard immediately.

Changing these Terms and Conditions: We can change these Terms and Conditions at any time, after giving you prior notice by mail or e-mail to the address to which we send your Gas Advantage Mastercard account statements between the 90th and the 60th day before such change comes into force. This includes changing any provision of these Terms and Conditions. The notice will either set out the new clause of the Terms and Conditions or both the amended clause and the clause as it read formerly as well as the date of the coming into force of the new clause.

Cancellation of Discount Program: The Gas Advantage Mastercard gas discount program is subject to cancellation on 60 days notice.

Based on the level of net new purchases (purchases less credits) that are posted to your Gas Advantage Mastercard account in any monthly billing period, you will be entitled to a discount on each litre of gasoline or diesel fuel that is purchased for a motor vehicle at Canadian Tire Gas Bars during the following monthly billing period and that is charged to your Gas Advantage Mastercard. For example, if net new purchases posted to your Gas Advantage Mastercard account during a monthly billing period are $2100, then during the next monthly billing period you will be entitled to receive a 10¢ per litre discount, subject to the limitation in the following sentence. *The discount that you receive in a billing period will be reduced to 2¢ per litre after you have made purchases of more than $500 for gasoline, diesel fuel or any other sundry items at Canadian Tire Gas Bars during that billing period using your Gas Advantage Mastercard. The per litre discount you will receive during a monthly billing period will be shown on your Gas Advantage Mastercard monthly statement for the preceding monthly billing period. Since purchases are posted to your account after the date that the purchase took place (which could be in the next billing period) some purchases may not be included as net new purchases until the next billing period. Returns are also posted in a similar manner and may affect net new purchases in the next billing period as well. Also, if your billing period ends on a weekend or Christmas Day, the discount rate that is to apply in the next billing period will also apply on the preceding Friday or on the day preceding the holiday (as applicable) in your current billing period. As the original posted price per litre of gasoline is a tax included amount, the stated per litre discount is also a tax included amount

How the Gas Advantage Mastercard gas discount program works:
Current Billing Period Net New Qualified Purchases Next Billing Period You Save
$2000 or greater 10¢/litre*
$1000 - 1999.99 8¢/litre*
$500 - 999.99 5¢/litre*
$0 - 499.99 2¢/litre*


*Reduced to 2¢/litre after Canadian Tire Gas Bar purchases exceed $500.

What Purchases Qualify: All purchases charged anywhere to your Gas Advantage Mastercard will qualify, except: interest charges, balance transfers, cash advances, Gas Advantage Mastercard fees, insurance, membership services offered by Canadian Tire or any gambling transactions (including the purchase of lottery tickets and all transactions at a casino), the transfer of money or the payment of taxes.

Canadian Tire Bonus: Eligible purchases at Canadian Tire stores, Canadian Tire catalogue, Canadian Tire online and Mark’s Work Wearhouse/L’Équipeur stores will be doubled for the purposes of calculating your discount per litre. For example, if your purchases at these retailers in any billing period totalled $450, it is the same as if you spent $900.

Automatic Discount: The amount of the discount per litre will be deducted automatically and will be shown on your receipt.

Prohibited Use of the Card: The Gas Advantage Mastercard may not be used by you in connection with any commercial transportation business or any business that operates a fleet of motor vehicles. If used for this purpose, we may revoke your Gas Advantage Mastercard immediately.

Changing these Terms and Conditions: We can change these Terms and Conditions at any time, after giving you prior notice by mail or e-mail to the address to which we send your Gas Advantage Mastercard account statements between the 90th and the 60th day before such change comes into force. This includes changing any provision of these Terms and Conditions. The notice will either set out the new clause of the Terms and Conditions or both the amended clause and the clause as it read formerly as well as the date of the coming into force of the new clause.

Cancellation of Discount Program: The Gas Advantage Mastercard gas discount program is subject to cancellation on 60 days notice.

Loss of Your Discount: You will not be entitled to the discount if we have terminated your right to use your Gas Advantage Mastercard as a result of a default by you under your Cardmember Agreement.
You can earn unlimited cash back rewards on your Cash Advantage Mastercard during each program year. A program year consists of 12 consecutive months starting on the date you are enrolled in the program. You are automatically enrolled in the program when your application for the Cash Advantage Mastercard is approved.

How you earn rewards: You earn cash back rewards each time that a qualifying purchase is posted to your Cash Advantage Mastercard account. The rate at which you earn cash back rewards depends on the balance of net new purchases (purchases less credits) that you have accumulated during the program year at the time that the purchase in question is posted to your account. Cash back rewards are calculated as follows: at the rate of 0.25% on the first $1,500 of net new purchases; at the rate of 0.50% on net new purchases above $1500 up to and including $3000; at the rate of 1.0% on net new purchases above $3,000 up to and including $24,000; and at the rate of 1.5% on net new purchases above $24,000. For example, if net new purchases posted to your Cash Advantage Mastercard account total $1,000 and you purchase an item for $100, you will earn cash back rewards of $0.25 on that $100 purchase, or if net new purchases posted to your Cash Advantage Mastercard account total $3500 and you purchase an item for $100, you will earn cash back rewards of $1 on that $100 purchase. If a credit is posted to your Cash Advantage Mastercard account (e.g. due to the return of an item that you had purchased), the process to determine your new cash back rewards balance will operate in reverse. For example, if your net new purchases are $3100 dollars and a credit of $200 is posted to your Cash Advantage Mastercard account, your cash back rewards balance will decrease by $1.50 (1% x $99.99 + .5% x $100.01). It is possible to have a negative balance of cash back rewards if the amount of the credits posted to your Cash Advantage Mastercard account exceed the amount of qualifying transactions that have been posted. Any negative balance remaining at the end of a program year will be carried forward into subsequent program years. The amount of your credit limit may affect your ability to earn cash back rewards. You will not be able to earn cash back rewards if you have not made the minimum payment due on your account for two consecutive billing periods or if for any other reason your account is in default. You will not earn interest on any cash back rewards.

What purchases qualify: All purchases charged anywhere to your Cash Advantage Mastercard account will qualify, except: interest charges, balance transfers, cash advances (and any transaction treated like cash advances), fees, insurance and membership services offered by Canadian Tire Financial Services Limited, or any gambling transaction (including the purchase of lottery tickets and all transactions at a casino) or the transfer of money.

How you receive your cash back rewards: Once a year for the statement period ending in your anniversary month (the month you were enrolled in the Cash Advantage Mastercard Cash Rewards Program), cash back rewards that you have accumulated as of your statement date for that statement period will (if you are entitled to use your Cash Advantage Mastercard account at that time) be automatically applied to your Cash Advantage Mastercard account to reduce the balance for determining the minimum payment. You may also request, at any time (if you are entitled to use your Cash Advantage Mastercard account at the time of the request), that the cash back rewards that you have accumulated be applied to your Cash Advantage Mastercard account to reduce the balance for determining the minimum payment due on the next payment due date. To make such a request, you must call 1-800-459-6415. Cash back rewards do not reduce the balance of your Cash Advantage Mastercard account for the purpose of calculating interest, any fees or any balance-based insurance premium. If cash back rewards that are applied to your Cash Advantage Mastercard account exceed the balance on your account, the remaining cash back rewards will be posted as a credit to your Cash Advantage Mastercard account. For example, if you earned $1O in cash back rewards during a program year but the balance on your Cash Advantage Mastercard account was $0 in your anniversary month, a $1O credit will be posted to your Cash Advantage Mastercard account.

Loss of your cash back rewards: You will lose any cash back rewards that you have accumulated if your account is more than 6 billing periods past due, if you become subject to bankruptcy proceedings, if we have commenced legal proceedings against you for any amount that you owe us, if we have terminated your account as a result of any default by you under the Cardmember Agreement, or if you cancel your Cash Advantage Mastercard account.

Canadian Tire Purchase Bonus: You will earn cash back rewards at double the applicable rate for purchases made at Canadian Tire stores, Canadian Tire Gas Bars, Mark's/L'Equipeur stores, Canadian Tire catalogue or Canadian Tire online. For example, if your annual net new purchases to date are $1800, and you purchase an item for $200 at Canadian Tire, you will earn $2 in cash back rewards (1% of the amount of your purchase).

Changing these Terms and Conditions: We can change these Terms and Conditions at any time, after giving you prior notice by mail or e-mail to the address to which we send your Cash Advantage Mastercard account statements between the 90th and the 60th day before such change comes into force. This includes changing any provision of these Terms and Conditions. The notice will either set out the new clause of the Terms and Conditions or both the amended clause and the clause as it read formerly as well as the date of the coming into force of the new clause.

Cancellation of cash back rewards program: This cash back rewards program is subject to cancellation on 60 days notice. In the event that the program is cancelled, any cash back rewards earned at the time of cancellation will be automatically applied to your Cash Advantage Mastercard account as described above.

Nice one! You have been approved.

Credit Limit: {{approvedDIICtrl.globalVariable.creditLimit | currency}}
Annual Interest Rate: {{approvedDIICtrl.globalVariable.interestRate}}%
{{approvedDIICtrl.card.altText}}

Setup your new account on Apple Pay or Google Pay today. How cool!

Setup your new account on Apple Pay. How cool!

Setup your new account on Google Pay. How cool!

Add your credit card to your digital wallet and start collecting rewards today!
To set up your credit card in your mobile wallet, select an option below and we will send your mobile phone a text message containing your personal 3-digit code.

Add your credit card to your digital wallet and start saving today!
To set up your credit card in your mobile wallet, select an option below and we will send your mobile phone a text message containing your personal 3-digit code.

Add your credit card to your digital wallet and start collecting cash back today!
To set up your credit card in your mobile wallet, select an option below and we will send your mobile phone a text message containing your personal 3-digit code.

Enter the 3 digit code that was just sent to your mobile device to start the setup.


Any iPhone 6 or newer device.

Any Android device running Android Kit Kat 4.4 or above.

Great, you’re all done!

Credit Limit: {{approvedDIICtrl.globalVariable.creditLimit | currency}}
Annual Interest Rate: {{approvedDIICtrl.globalVariable.interestRate}}%
Card Number: {{approvedDIICtrl.globalVariable.accountNumber | limitTo: -4}}
{{approvedDIICtrl.card.altText}}

You will receive an email with your Initial Disclosure Statement and Cardmember Agreement.
Your card is now added to your online shopping profile, so you can start using it online today.
Please make note of the last four digits of your card number for your checkout process.

Your welcome package containing your new card will arrive in the mail within 7-10 business days. If you don’t already have a Triangle Rewards card, we will send you one with your welcome package within 7-10 business days.

Welcome to the Triangle family! Return to your shopping cart and start collecting rewards on the spot!

Nice one! You have been approved.

Credit Limit: {{approvedCtrl.globalVariable.creditLimit | currency}}
Annual Interest Rate: {{approvedCtrl.globalVariable.interestRate}}%
Card Number: {{approvedCtrl.globalVariable.accountNumber | limitTo: -4}}
{{approvedCtrl.card.altText}}

Thank you, we've received your application.

{{pendingCtrl.card.altText}}

Thanks for applying! We’re sorry to say we can’t immediately process your application today. Rest assured it’s now being reviewed by our application team. Processing your application might take a couple of weeks.

What happens next?

No need to resubmit your application.

If you have questions on your application status, please call our customer service team at 1-800-459-6415.

Add your card to your Apple Wallet Google Wallet   
{{addToWalletCtrl.card.altText}}
Card Number: {{addToWalletCtrl.globalVariable.cardNumber}}
Credit Limit: ${{addToWalletCtrl.globalVariable.creditLimit}}
Annual Interest Rate: {{addToWalletCtrl.globalVariable.interestRate}}%
Expiry Date: {{addToWalletCtrl.globalVariable.expiryDate}}

On your iPhone, open your Apple Wallet and select "+" symbol to add a new card. Next, select “Enter Card Details Manually” when prompted. Enter your new card number listed above.

Open your Google Wallet and select “+ Payment Method”. Select “Enter Card Details Manually”. Next, enter your new card number listed above. Next you will enter your card expiration date.

Copy your credit card number by tapping the button below. Next, open your Apple Wallet and select and select "+" symbol to add a new card. Select “Enter Card Details Manually” then paste your card number into the field. When done, switch back to your browser.

Copy your credit card number by tapping the button below. Next, open your Google Wallet and select and select "+ Payment Method" to add a new card. Select “Enter Details Manually” then paste your card number into the field. When done, switch back to your browser.

Next you will select your card expiration date. You can copy it by tapping the button below. Switch back to your Apple Wallet app and paste in the expiry date then switch back to your browser.

Next you will select your card expiration date. You can copy it by tapping the button below. Switch back to your Google Wallet app and paste in the expiry date then switch back to your browser.

Next you will enter your card expiration date. You can find it listed above.

To finish adding your card to your wallet, switch to your text messages where you’ll find a text from us with your 3-digit security code. Enter that code in your Apple Wallet, accept the terms and conditions and then you’re off!

To finish adding your card to your wallet, switch to your text messages where you’ll find a text from us with your 3-digit security code. Enter that code in your Google Wallet, accept the terms and conditions and then you’re off!

To finish adding your card to your wallet, head back to your text messages where you’ll find a text from us with your 3-digit security code. Enter that code in your Apple Wallet, accept the terms and conditions and then you’re all set!

To finish adding your card to your wallet, head back to your text messages where you’ll find a text from us with your 3-digit security code. Enter that code in your Google Wallet, accept the terms and conditions and then you’re all set!

That’s it, your credit card is ready to use right now!

Great, you’re all done!

Credit Limit: {{addToWalletCtrl.globalVariable.creditLimit | currency}}
Annual Interest Rate: {{addToWalletCtrl.globalVariable.interestRate}}%
Card Number: {{addToWalletCtrl.globalVariable.cardNumber | limitTo: -4}}
{{addToWalletCtrl.card.altText}}

You will receive an email with your Initial Disclosure Statement and Cardmember Agreement.
Your card is now added to your online shopping profile, so you can start using it online today.
Please make note of the last four digits of your card number for your checkout process.

Your welcome package containing your new card will arrive in the mail within 7-10 business days. If you don’t already have a Triangle Rewards card, we will send you one with your welcome package within 7-10 business days.

Welcome to the Triangle family! Return to your shopping cart and start collecting rewards on the spot!